Benton State Bank

P: (608) 759-3600

F: (608) 759-5601

42 W. Main Street
Benton WI 53803

Shullsburg Community Bank

P: (608) 965-3600

F: (608) 965-3405

195 Hwy. 11
Shullsburg WI 53586

Tennyson/Potosi Community Bank

P: (608) 763-3600

F: (608) 763-3602

338 Hwy. 61
Potosi WI 53820

Accounts Offered by The Benton State Bank

For your convenience you can also download our entire deposit accounts brochure here PDF Logo

The following disclosures apply to all accounts listed below:

Hometown Advantage Checking

Service Details
MasterMoney Card Included
Annual PULSE Access Fee Included
Cash Advance or Withdrawals Included
Transfer of Funds Included
Balance Inquiry Included
PULSE Card/PIN Replacement $ 25.00
Check Deposited or Cashed Returned Unpaid $ 2.00
  • $10.00 Monthly Maintenance Fee
  • No Minimum Balance
  • Free Wallet Style Personalized Checks In Hunter Green Style
  • Low Cost Duplicate Style Personalized Checks
  • Automatic Loan Payments
  • Automatic Savings Transfers
  • Bank By Mail
  • Free Cashier's Checks, Money Orders, & Up To 10 Free Photocopies Per Month
  • No Annual Fee For VISA With No Minimum Balance

You receive all of the above benefits for a low monthly maintenance fee of $10.00. A minimum deposit of $50.00 will open this account and get you on your way to hassle free checking. No interest will be paid on this account regardless of the balance.

Regular Checking

If you write just a few checks per month (15 or less) and maintain an average collected monthly balance of $250.00, then our Regular Checking is for you. A minimum deposit of $ 50.00 will open this account. Should your average collected monthly balance drop below $250.00, a small maintenance fee of $4.00 ($2.00 with E-Statements) will be assessed as well as a per check fee of $.10 in excess of fifteen per statement cycle in which the account is subject to the maintenance fee. Upon request, this fee will be waived for full time students and customers age 55 and over (business accounts are not applicable). No interest will be paid on this account regardless of the balance.

NOW Checking

Let your money earn interest for you with our NOW account. As an added benefit, this account allows you to enjoy unlimited check writing. A minimum deposit of $500.00 will open this account. A monthly maintenance fee of $6.50 is waived if you maintain a principal balance of $500.00.

Super NOW Checking

If you carry a larger balance in your checking account and want to earn interest on those funds, then our Super NOW Account is for you. You can open this account with a minimum deposit of $2,500 and enjoy unlimited check writing. Simply by maintaining a principal balance of $2,500, you will avoid a monthly maintenance fee of $6.50.

Money Market

If you are looking for a better rate than a regular savings but need easy access to your funds, then a Money Market may work for you. With a Money Market you can utilize a Mastermoney card or checks to access your funds. The minimum deposit to open this account is $2,500.00. Interest is compounded and credited monthly on a 3 tiered basis. You can call, stop in, or check the rates page for more detailed rate information. We may change the interest rate on your account at any time. There are no maximum or minimum interest rate limits for this account. You may only make 6 pre-authorized transfers (excluding internet banking) from this account each statement period. A minimum balance fee of $6.50 will be imposed every month if the daily balance in the account falls below $2,500.00 any day of the month. Failure to maintain the minimum daily balance requirement will affect the earnings potential for this type of account.

Statement Savings Account

This basic account is designed to make saving easy. The minimum deposit to open this account is $5.00. For the current rate information you can call, stop in, or check the rates page. Interest will be compounded and credited semiannually and begins to accrue on the business day you deposit noncash items. If the account is closed before interest is credited, you may not receive the accrued interest. At our discretion, the interest rate and annual percentage yield may change on this account at any time. There are no maximum interest rate limits for this account. There are no time and minimum balance requirments. You may make no more than six preauthorized (excluding Internet Banking) transfers from this account per month. This account is considered dormant after 365 days with no deposit or withdrawal activity. Although you may not have a Mastermoney Card with a Savings Account, you may have a PULSE Card. Cashier's Checks and Money Orders from these accounts are subject to normal service charges.

Certificate Of Deposit

If you are looking for a better rate of return on your money, then maybe a Certificate of Deposit is the answer. We offer a variety of maturities, from 91 days to 6 years. Interest rates are determined as to the length of your investment. An early withdrawal penalty may be applied if funds are withdrawn before maturity.

MasterMoney Bank Card

Your MasterMoney Bank Card is your key to financial convenience. It gives you access to your accounts, even when the bank is closed. Like a PULSE Card, your MasterMoney Bank Card lets you make cash withdrawals, deposits, transfers, and receive information on your bank accounts wherever MasterCard is accepted. Transactions are handled like credit card purchases, but what you spend comes directly from your checking account, just like writting a check. To obtain your MasterMoney Card, simply stop by one of our bank locations and pick up an application.

PULSE Card

Our PULSE Card allows you to have cash at your fingertips. With our PULSE Card, you can "bank" with us at more locations than ever before and at any time on any day. You will be able to access your checking or savings accounts quickly and conveniently with the special link created between these accounts and special machines at banks, in supermarkets, shopping centers, retail stores, or gas stations. Even at hours when the bank is normally closed. Handling large sums of cash is a thing of the past with your PULSE Card. Special trips to the bank are no longer necessary.


* At our discretion, the interest rate and the annual percentage yield may change on this account at any time. We use the daily balance method to calculate the interest on your account. The daily balance method applies a daily periodic rate to the principal in the account each day. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirements. Falling below the minimum balance requirment will affect the earnings because of the $6.50 minimum balance fee. Maintenance fees will be waived for customers age 55 and over, upon request. (Business accounts are not applicable) Interest will be compounded monthly. Interest will be credited monthly. Interest begins to accrue on the business day you deposit noncash items, (example checks). This account is subject to the bank's Funds Availability Policy excluding Money Market and Savings accounts.

This account is considered dormant after 365 days with no deposit or withdrawal activity. Any and all fees related with these accounts are only applicable if the minimum balance requirements are not met. A tiered rate structure applies to the Money Market account only.